The RWV Center compiles information about foreclosure from a variety of sources to better understand the problem of foreclosure in NJ.
Housing and Foreclosure
Located below are reports and studio courses that the Ralph W. Voorhees Center for Civic Engagement has engaged itself regarding housing and foreclosure. This category encompasses topics such as the housing market, and the planning and zoning processes. Please click on the links located on the bottom right of the posts below to view reports and other downloadable information.
The RWV Center works in collaboration with many partners to better understand foreclosure in New Jersey. This work includes:
- Foreclosure-related studios
- State of foreclosure in New Jersey information summary (updated annually)
- Guide to foreclosure assistance (2011)
- New Jersey Foreclosure Task Force Summit
Film: Building Stable Communities: Joining Forces to Fight Foreclosure in Essex County, NJ by NeighborWorks America (Feb. 2011).
Kelly Timmes prepared a guide to federally assisted housing in the Greater Newark area in partnership with the Greater Newark Federally Assisted Housing Coalition. The guide includes property-level information organized in “Building Sheets” and a brief statistical overview of these properties.
Kelly, a senior majoring in sociology at Princeton University, received support from Princeton University’s Community-Based Learning Initiative.
Affordable Housing in Essex County: Building Sheets | Summary Statistics – Essex County Multifamily Housing Properties (color) | Summary Statistics – Essex County Multifamily Housing Properties (black and white)
Azka Mohyuddin and Ami Kachalia, two Byrne 2011 Summer Research Research Associates compiled a Foreclosure Assistance Resource Guide to pool useful information about foreclosure assistance in an accessible format. This packet is a one-stop reference guide for county and municipal governments, housing counselors, nonprofit organizations, and local communities. Each page contains information about a particular topic and provides links to resources with an explanation of what each resource contains. If you are looking for programs that help with foreclosure mediation, go to the page that contains information on foreclosure mediation and you will find multiple links to everything from explaining what foreclosure mediation is to programs that help people through the process. This packet contains resources including brochures, flyers, website links, and toolkits.
The 2010 Rutgers Bloustein School Community Development Studio worked with Episcopal Community Development, a non‐profit organization in Newark, to better understand the neighborhood context of foreclosure and to consider approaches for neighborhood revitalization. The team approached the project as an opportunity to reconceptualize community development. While they focused on foreclosure, they also explored a more comprehensive strategy that integrates home, health, and food. To do this, they mapped foreclosures, identified which foreclosure filings were still in process, which properties were REO and were likely to become REO, and thought about food as a tool for community development.
The 2008 Rutgers Bloustein Community Development Studio partnered with the Essex-Newark Foreclosure Task Force, formed in 2007 and comprised of more than 40 representatives from municipal, county, state and federal government, community organizations, attorneys, researchers, and advocates. The Studio conducted research on the extent of the foreclosure crisis and explored local, state, and federal policy interventions.
- How substantial is the foreclosure problem and who does it affect the most?
- Is there a relationship between subprime lending and foreclosures?
- Is there a relationship between nontraditional mortgages and foreclosures?
- Why does foreclosure happen?
- What policies will best help borrowers in low-income and minority markets avoid foreclosure?